Description:
A personal interest bearing checking account used by individuals with a variable, tiered interest rate. This account allows unlimited deposits, withdrawals, and check writing.
Best For:
Individuals who maintain a higher minimum balance, such as professionals, dual income households, and older couples with no children living at home.
Features:
- Balance: A minimum daily balance of $1,000 or an average daily balance of $5,000 is needed to avoid a monthly service charge.
- Interest: The interest is tiered, based on the account balance. The rates and tiers are variable. Interest is calculated on the average daily balance, paid monthly, and credited to the account.
- Deposits: Deposits may be made in any amount at any time, in the lobby, drive-up, night deposit, bank by mail, or at ATM locations which accept deposits.
- Service Charges: If the balance falls below the daily minimum or average monthly balance, there is a $12.50 service charge per month.
Benefits:
- Free: ATM/Visa Check card
- Free: Internet Banking
- Free: Online Bill Pay
- Free: Tele-banking
- Free: Electronic Statements
- Liquidity and Earnings: A competitive interest rate is earned on the entire account balance, and checks may be written at any time.
- Affordable: There is no per check writing charge or per deposit charge.
- Records: Resource Bank returns an imaged copy of all cancelled checks as proof of payment and sends a comprehensive monthly statement.
Contact:
For additional information or to begin setting up a new personal account, please see the list of account advisors per specific location:
| DeKalb - (Annie Glidden Road) Location |
| John Peterson |
(815) 748-3108 |
| Brian Wiskari |
(815) 748-1498 |
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| DeKalb - (Bethany Road) Location |
| Katrina Taylor |
(815) 748-1610 |
| Michelle Janco |
(815) 748-1619 |
| Rhonda Solorzano |
(815) 748-1605 |
| Shirley West |
(815) 748-1469 |
| Erin Wimmer |
(815) 748-1462 |
|
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| Cortland - Location |
| Darci Friedlund |
(815) 748-1645 |
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| Genoa - Location |
| Laura Hurst |
(815) 784-8304 |
| Nicole Moore |
(815) 784-8305 |
| Jerry Redden |
(815) 784-8322 |
|
|
| Hinckley - Location |
| Sandi Frost |
(815) 286-3734 |
| Kim Hart |
(815) 286-3770 |
| Marge McDonald |
(815) 286-3774 |
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| Malta - Location |
| Brian Heal |
(815) 825-1630 |
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| Sycamore - Location |
| Sally Scott |
(815) 895-1710 |
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