Some people use Home Equity Loans to improve their home.

Matt and Wendy took a boat ride.

Treat yourself to a cruise or take that long needed vacation. Use our 90% Loan-To-Value Home Equity Loan how you want, when you want. While other banks consider 80% of your home's value, you may qualify for a larger loan. Take full advantage now of this incredibly low interest rate, 5.75% APR*, which may be tax deductible. Stop in or call any of our seven locations today!

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For additional information or to begin setting up a new personal account, please see the list of account advisors per specific location:

*5.75% APR is the lowest rate available. Effective 5/1/08. Annual Percentage Rates (APR) are subject to change; are based on the highest prime rate as published in the Wall Street Journal and will fluctuate based upon amount borrowed. Rate and loan-to-value maximum is based upon credit underwriting. Application & initial annual fee will be $50 each; $50 annual fee is assessed on each anniversary. No application fee, initial annual fee, or closing costs with an initial draw of $25,000 or more. Closing costs associated with a typical transaction would be $215. Cancellation fee of $250 applies if the line is closed within 12 months of original note date. Minimum advance is $500. The maximum rate is 22% APR. Balloon payment may be applicable at maturity.