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Check 21 Legislation Questions

Check 21 Legislation Questions

What is Check 21?
Why create substitute checks? They’re paper too, aren’t they?
How does Check 21 change the way I write or accept checks?
What happens if there is a discrepancy and I need to show a copy of a check?
What does a substitute check look like?
What happens to my original checks?
Are any checks exempt from Check 21 legislation?
Is it possible for me to “Opt out” of Check 21?
How might Check 21 reduce the risk of fraud?
How does Check 21 affect the amount of time between the writing and cashing of a check?

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