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Resource Checking

A personal interest bearing checking account used by individuals with a variable, tiered interest rate. This account allows unlimited deposits, withdrawals, and check writing.

Best For:

Individuals who maintain a higher minimum balance, such as professionals, dual income households, and older couples with no children living at home.


  • Balance: A minimum daily balance of $1,000 or an average daily balance of $5,000 is needed to avoid a monthly service charge. Interest: The interest is tiered, based on the account balance. The rates and tiers are variable. Interest is calculated on the average daily balance, paid monthly, and credited to the account.
  • Classics Checking Deposits: Deposits may be made in any amount at any time, in the lobby, drive-up, night deposit, bank by mail, or at ATM locations which accept deposits.
  • Service Charges: If the balance falls below the daily minimum or average monthly balance, there is a $12.50 service charge per month.


  • Free: ATM/Visa Check card
  • Free: Internet Banking
  • Free: Online Bill Pay
  • Free: Tele-banking
  • Free: Electronic Statements
  • Free: Mobile Banking App

Liquidity and Earnings: A competitive interest rate is earned on the entire account balance, and checks may be written at any time.

Affordable: There is no per check writing charge or per deposit charge.

Records: Resource Bank returns an imaged copy of all cancelled checks as proof of payment and sends a comprehensive monthly statement.