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Perfect Checking Plus

Earn Interest with Perfect Checking Plus you get all the benefits of Perfect Checking, plus you can earn interest on your checking dollars. There is a minimum daily balance of $1,000 or average daily balance of $5,000, but there is no additional service charge for earning interest. The interest is tiered, based on the account balance. The rates and tiers are variable. Interest is calculated on the average daily balance, paid monthly, and credited to the account.

Unlimited ATM Refunds

Here, there, everywhere, go free. Use any ATM for free. Withdraw money from your account with the assurance that we will not charge a foreign ATM fee and will also pay the other bank's surcharge fees. ATM fees are too expensive, so we pay them for you.

Checks for Life

Receive your own personalized Resource Bank checks at no charge that will identify you as a Perfect Checking member. There is no limit to how many checks you write.

Identity Theft Resolution with Identity 911 - Lifestages

If you become a target of identity theft, call the toll free number, and you will be assigned to a highly qualified fraud specialist who is your single source to help you resolve your problem from start to finish. Save time, avoid frustration, and get your problem corrected with the unlimited one-on-one help of an expert.

Discount on Identity Protection* with LifeLock®

LifeLock® is the industry leader in Identity Theft Protection. Join the tens of thousands of consumers in every state of the union, Puerto Rico and the US Virgin Islands who are protected by LifeLock®.

  • Proactive Identity Theft Protection
  • Reduce Junk Mail
  • Reduce Credit Card Offers
  • $1 Million Service Guarantee
  • Learn more at

* Receive a 40% discount on a standard membership. Other memberships receive a 10% discount.

Discount Medical Benefit Card

Through a nationally recognized discount program, receive health savings on medication and services including:

  • Prescription Drugs
  • Glasses and Contact Lenses
  • Ophthalmology & LASIK surgery
  • Hearing Aids
  • Diabetic Supplies
  • And more...

$10,000 Free Insurance

This insurance is provided immediately at no additional charge. $10,000 of Accidental Death & Dismemberment Insurance and $20,000 Common Carrier is provided through Ace American Insurance.

Enjoy the added features of…

  • No Minimum Balance Requirement
  • Free Visa® Check Card - Make your banking easy twenty-four hours a day, seven days a week.
  • Free Online Banking - You'll have access to all of your accounts with real-time Internet Banking.
  • Free Bill Pay - Organize your payments and download your information to financial software.
  • Free Mobile Banking App - Manage all your finances anywhere, anytime with our free mobile banking app, MyResourceBank.
  • Free e-statements or paper statements - Choose which works for you.
  • 24/7 Tele-Banking - Give us a call anytime for your account details.

Monthly fee of $8.95/month. There is a minimum daily balance of $1,000 or an average daily balance of $5,000 requirement per statement cycle. The minimum balance requirement must be maintained to avoid an additional $12.50 per month fee.