Use your Re-Fuel Visa Check Card and earn the unbelievable 10% Cash Reward* on your first $500.00 of “at-the-pump” fuel purchases each month by simply following these steps:

1. Use your Check Card

Make purchases without writing checks using your VISA® Check Card. Simply have 30 or more point of sale purchases (transactions without using your PIN) posted within the monthly qualification cycle.

2. Make an automatic payment or direct deposit

Have one or more automatic payments (such as a utility bill), debited through either ACH or On-line Bill-Pay, or have a direct deposit each month. A Resource Bank automatic loan payment will also count for this purpose.

3. Go electronic and eliminate paper statements with e-Statements

Each month we’ll send you an email when your statement is ready to view online with Internet Banking. You must have a valid email address to receive notification.

A monthly fee of $9.95 applies to Re-Fuel Checking.

Enjoy the added features of…

• No Minimum Balance Requirement
• Free Online Banking
• Free Bill Pay

*10% Cash Reward valid on first $500 of “at-the-pump” fuel purchases each statement cycle. Reward posted first business day of following statement cycle. To qualify for reward, you must accept e-Statements; initiate 30 signature-based Visa® Check Card transactions per statement cycle; and initiate at least one ACH, on-line Bill-Pay, or Direct Deposit each statement cycle. Reward percentage accurate as of 12/1/2011 and may change. Monthly service charge of $9.95 applies. The monthly fee of $9.95 is waived if a minimum balance of $5,000.00 is maintained. Personal accounts only.

With Re-Fuel Checking, each month you can receive a 10% Cash Reward, on your first $500.00 of “at-the-pump” gas purchases... any pump, anywhere.

Re-Fuel checking is limited to one account per Social Security Number. Minimum balance to open the account – You must deposit $250.00 to open this account. The non-PIN-assisted transactions must be posted within the statement cycle. In the month that you open the account, if you qualify for the 10% Cash Reward, we will credit your account. We will not charge you the $9.95 fee the month you open the account. When you qualify for the 10% Cash Reward the credit will be posted on the first business day of the following month.

A monthly service charge of $9.95 does apply. However, the monthly service charge will be waived as long as a minimum balance of $5,000.00 is maintained in the account. If the balance falls below $5,000.00 at any time, the fee will be applied for that month.

We ask that you open this account with a minimum of $250.00.

You will receive a cash reward of 10% on your first $500.00 of “at-the-pump” fuel purchases each month.

A monthly qualification cycle is one calendar month. A cycle is from the first calendar day of the month to the last calendar day of the current month. Qualifying transactions must post to the account before the last business day of the month. Non-PIN-assisted Visa Check-Card transactions need to clear during the cycle period. Pending transactions will count toward the next cycle.

These are purchases made using your Visa Check-Card without using your PIN number.

We ask that you do a few simple things to help us operate more efficiently. We then pass those savings on to you by rewarding you at the gas pump.

If you are not able to meet the requirements in any given monthly qualification cycle, your account will continue to function as a checking account. You will continue to have free On-line Banking, free Bill-Pay, and a Visa Check- Card. You can start again the following month to meet the three requirements to receive the 10% Cash Reward on your first $500.00 of “at-the-pump” fuel purchases.

1. Use your Check Card
Make purchases without writing checks using your VISA® Check Card. Simply have 30 or more point of sale purchases, posted within the monthly qualification cycle.

2. Make an automatic payment or direct deposit
Have one or more automatic payments (such as a utility bill), either debited through ACH or On-line Bill Pay, or have a direct deposit each month. A Resource Bank automatic loan payment will also count for this purpose.

3. Go electronic and eliminate paper statements with e-Statements
Each month we’ll send you an email to tell you your statement is ready to view online with Internet Banking. You must have a valid email address to receive notification and to have Re-Fuel Checking.

For full consumer benefit you must use our card as a credit purchase (non-PIN-assisted) in order to have it count toward the 30 transactions in the qualifying monthly cycle.

In the month that you open the account, if you qualify for the 10% Cash Reward, we will credit your account. We will not charge you the $9.95 fee the month you open the account.

Your Re-Fuel Checking account offers you one Visa Check Card per account signer.

If you change your e-mail address, you can either notify us with a phone call or change your email address yourself in Online Banking, through the Options Tab.

No.

When you meet the requirements during a month, your 10% Cash Reward is credited on the first business day of the following month. You may see the credit on Internet Banking on the first business day of the month it is rewarded.

Yes

We ask that each month you have either: Direct Deposit, such as a payroll or social security deposit; an ACH payment, such as a membership payment or loan payment to another financial institution; or a payment through Resource Bank online Bill-Pay. A payment to a Resource Bank loan meets this qualification.

Yes. As a Classics Member, Resource offers you a free interest bearing Classics Checking account. If you are interested in receiving a 10% Cash Reward for your first $500.00 in “at-the-pump” fuel purchases, you are welcome to have both checking account types.

Re-Fuel Checking is not an interest bearing account. If you change your account from Extreme Green Checking to Re-Fuel Checking, you will no longer be qualified to receive monthly interest. If you have met the qualifications, the 10% Cash Reward will be credited to your account on the first business day of the following month. You will not be charged the $9.95 fee for the Re-Fuel Checking in the first month.

Your Re-Fuel Checking fee of $9.95 will be debited on the last business day of the month.

Yes.

The Re-Fuel Checking benefits are recommended for our personal clients and not intended for business use.

The Cash Reward is not considered interest income, so you will not receive a 1099.

Yes, any pump, anywhere.